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17 Money-Saving Skills That Will Make Your Salary Go Further

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By Alessia Barranca

Frugal Feature

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Living a happy and fulfilling life can be expensive, but it doesn’t have to be. By mastering a few valuable skills, you can reduce your everyday expenses and free up more cash for luxuries. Here are 17 money-saving skills that can transform your financial outlook:


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While it may seem obvious, budgeting is the best way to keep your finances on track. It’s easy to get used to money coming in and following the same spending habits monthly. But, tracking your income and expenses more closely can identify areas where you can cut back. Many budgeting apps and tools are available to simplify this process if you don’t want to use a traditional spreadsheet. 

Membership Purge

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Once you have scrutinized your monthly outgoings you may be surprised at how much you spend monthly on luxury items. Take time to identify non-essential spending like unused subscriptions, gym memberships you never use, or that daily latte splurge.

Embrace DIY 

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Paying for cleaners, gardeners, and DIY specialists to come to do jobs in your home could be unnecessary. You can save significant money each year by carrying out work in your home by yourself. You may need to enhance your skill set by taking short courses, but any training is worth the investment. 


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If you buy last-minute groceries on your way home from work every day, you could be wasting money. You may want to consider planning your meals at the beginning of the week and ensuring you have all the ingredients in stock. Planning meals for the week and writing grocery lists will ensure you purchase exactly what you need and reduce impulse buys. 

Home Cooking 

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Eating out and ordering takeout adds up quickly. Instead, develop your culinary skills and embrace home cooking.  This allows you to control portion sizes and choose healthier ingredients, saving money and potentially improving your diet.


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Couponing is not just for your grandparents; it can benefit everyone. Clipping coupons, utilizing digital coupons, and looking out for weekly deals can save significant money in your weekly grocery shop.


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Don’t be afraid to negotiate. You may save money on everything from cable TV bills to phone plans and even car purchases. You should do your research beforehand to see what offers are out there and be prepared to walk away if you don’t get a good deal.

Explore Free Entertainment

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If entertainment is eating into your budget, limit your spending using free events in your area. From libraries and museums on free admission to outdoor concerts or festivals, check out what is happening in your local listings.

Embrace the world of thrift stores and consignment shops to save money on clothes and accessories. You can also find bargains on furniture and household items, saving you from debt for items you need to get on credit. 

Sell the Unused

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Another way to boost your finances is to declutter and sell items you no longer use. You can keep it in the community by holding a garage sale or heading to online sites like eBay and Vinted to profit from people looking for bargains. 

Energy Efficiency

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Small changes to the energy you use in your home can make a big difference in your monthly bill. Unplugging unused electronics when not in use and switching your thermostat down a degree or two are some examples of reducing energy consumption.

Be Water Wise

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Like energy, changing your water usage can make big differences in your bills. To save water and reduce your utility bill, take shorter showers, fix leaky faucets, and water your lawn efficiently.


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If you drive a lot, making small changes can significantly improve your gas mileage. Avoid aggressive acceleration and braking, maintain proper tire pressure, and combine errands to reduce unnecessary trips.

Coffee Connoisseur 

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Ditch the daily coffee shop visits and make your coffee at home or in the office. That daily latte habit can add up, but there are great coffees available in grocery stores. Brew your coffee at home and take it out in a reusable travel mug. 

Free Fitness Fanatic

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Gym memberships can be expensive and often go unused. You can explore free fitness options like bodyweight exercises, running or walking outdoors, or free online workout videos to keep fit and save money. You can ask friends and family to meet in the park for team games to make it fun. 

Smart Gift-Giving

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Giving doesn’t have to be expensive; it is the thought that counts, after all. Consider homemade gifts, experiences, or thoughtful gestures that don’t break the bank. Once you start this habit, your friends will follow suit, decreasing pressure on everyone. 

Borrow Expensive Items

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Instead of investing in tools you only use once a year, consider renting services that will save you a lot of money. You can also ask friends or neighbors if you can borrow theirs, which will save you money.