Tips to Turn Your Debt Into Profit

It kind of sounds contradictory, but it’s not. Still, we need to clarify something. There’s good debt and there’s bad debt. Obviously, bad debt such as a credit card balance on everyday purchases, can’t help you any. However, good debt, such as buying an asset on borrowed money,  makes you money, that’s where the profit is.

Here are some tips on how to turn debt into profit.


Using debt to purchase an investment is a great way to create profit. Of course, every investment carries some risk with it, so educate yourself, do some research and choose wisely.

You could purchase an income property. It could be a small office building, with all the units leased, and the owner is motivated to sell. You discover that the income from the leases, minus expenses, more than covers your loan payment.

For example, if your loan payment is $5,000 and your income after expenses is $10.000, you can make your payment and still have $5.000 in pure profit.

Another investment could be a new business. They can always use capital. You could negotiate possession of some shares in their company in exchange for the cash you give them. You can also look to invest in street art, it could be another highly potential investment.

If you’re new to investing, then it would be wise to speak to an investment expert. They’re experienced and can help you decide on an investment, and how to proceed.

If you are in business, and need a work truck or other commercial vehicle, use your borrowed funds wisely by getting Rentals from Flex Fleet or a similar service.


Investment giant Warren Buffet said, “The best investment you can make is in yourself.s” He should know.

Even borrowed money spent on bettering yourself in some area that could later translate into profits is a good investment.

For example, let’s say you’re in the commercial cleaning business. You do okay with the basics, like emptying trash, sweeping and mopping floors, and dusting. But what if there was some training out there for a cleaning-related service that is in demand, and has loads of potential for profit? Using borrowed money to get that training will better yourself, and your pocketbook.

Or maybe you’re working in a dead end job, and you want to be in control of  your paycheck. You could use borrowed money to invest in a correspondence course or an online course to train you for a skill or profession you have a passion for. You could put your heart and soul into it, and make money doing it.

Those are good uses of borrowed money to invest in yourself.

Inventions or Intellectual Property

If you happen to be an inventor, you have a great idea for a new product, and have the ability to borrow the money, you can put that debt to work for you in developing and marketing your invention.

There are possibilities here. Otherwise, there wouldn’t be a TV show dedicated to funding inventors and entrepreneurs. If you have a big hit invention happening in the garage, consider taking it to the next level.

If you’re a writer, maybe you have completed a brilliant, copyrighted manuscript for a book idea. All you need to do is get it published. You could use borrowed money to do that, whether it’s offline or online. If it’s really that good, the royalties from sales should enable you to pay off the debt you used to get it done.

In Closing

These are just three ideas of how you can take borrowed money and turn it into profit. We hope this article was helpful to you, and that you can one day profit from it.